Located on 5370 Settingdown Road in Cumming, this 5-BR, 4-BA home is not part of a subdivision and comes without mandatory HOA fees. With 4,170 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 1.702 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Cumming offers a more independent feel with no mandatory HOA. With roughly 9 days on the market, this property stands out for condition and location. Currently offered at $1,020,000, this home delivers a strong combination of space, condition, and location.