Welcome to this 3-bedroom, 1-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 2,542 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.61 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With approximately 126 days on the market, this home is well positioned for the next owner. At $364,000, this home is well positioned for buyers seeking value in Toccoa.