Welcome to this 3-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 1,680 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.7 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. The location provides quick access to Toccoa amenities while offering the flexibility of living outside a subdivision with no required HOA. On the market for about 8 days, this home offers an excellent opportunity in Toccoa. At $179,000, this home is well positioned for buyers seeking value in Toccoa.