Set outside of a traditional subdivision in Monticello, this well cared for 3-bedroom, 2-bath home offers space, comfort, and freedom from HOA restrictions. Inside, the home offers 1,240 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.34 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Recently listed and already on many buyers radar, this home is a fresh opportunity. At $235,000, this home is well positioned for buyers seeking value in Monticello.