Welcome to this 3-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 1,316 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.39 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Toccoa offers a more independent feel with no mandatory HOA. After roughly 57 days on the market, this home remains a strong option in the area. At $275,000, this home is well positioned for buyers seeking value in Toccoa.